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      European Style Luxury Homes

       There are some great French and European style luxury homes available here in the Asheville NC area. Many of Asheville's finest luxury real estate developments feature luxury custom homes with a French or European flair. Call Green Mountain Realty today at 828.215.9064 for homes, land or real estate in Asheville.Asheville NC European Style Luxury Homes

      24 Browntown, Asheville, NC 28803

      Price$10,750,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number NCM548005

      • Residential Single Family
      • Bathroom 10
      • Square Feet 16221
      • Bedrooms 5
      • Acreage 1.99

      An elegant French chateau constructed of 3" thick limestone and the utmost quality styled for today. A complete Roman Spa, entertainment area with card room, kitchen, pool, wine tasting room and theater entertain guests and owners regally. Formal rooms abound including a very special oak bar. There are 4 full kitchens, 4 garages, HVAC is water furnace.

      Listed by Ann Skoglund of Beverly-Hanks, South

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      Price Down Payment Interest Rate Years
      %

      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      185 McKinney, Etowah, NC 28729

      Price$6,900,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3125583

      • Residential Single Family
      • Bathroom 1
      • Square Feet 1000
      • Bedrooms 3
      • Acreage 511

      The last large scale development tract left in the Asheville region. Two older homes, multiple outbuildings/barns, fencing-has been used as cattle farm for generations. Gentle to rolling pasture, moderate topo w/panoramic views & 1.5 mi of French Broad River frontage. Located between Asheville, Brevard & Hendersonville. Incredible opportunity for private estate, working farm or residential development. Master plan for a comm. that was previously considered is avail. See MLS#3125327 & #3125405.

      Listed by Greg Palombi of Carolina Mountain Sales

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      1224 Rockcrest Way, Arden, NC 28704

      Price$3,995,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number NCM585927

      • Residential Single Family
      • Bathroom 6
      • Square Feet 7130
      • Bedrooms 4
      • Acreage 1.75

      Every component of the home's construction and design has been thoughtfully considered and crafted - from beamwork in the cupolas to exquisite custom cabinetry and stonework. The landscape design and horseshoe layout frames the views while retaining privacy, and captures maximum ambient light throughout. Contemporary elements such as unobstructed windows, skylights and light hardwoods blend harmoniously with traditional European elements.

      Listed by Josh Smith of Walnut Cove Realty LLC

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      134 Sovereign, Fairview, NC 28730

      Price$3,300,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3311646

      • Residential Single Family
      • Bathroom 5
      • Square Feet 7671
      • Bedrooms 4
      • Acreage 1.79

      European style living with spacious stone terraces for outdoor dining & lounging year round, overlooking layers upon layers of gorgeous mountain views. 3-Story stone turrets add old world flavor on the outside & exquisite indoor design. French provincial kitchen with breakfast nook & fireplace opens to 2-story great room. Main level living master suite with window turret specifically created to experience every moonrise. Entertain in style and comfort in this masterpiece of beautiful living.

      Listed by Mark Fields of Mark Fields and Associates

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      820 Town Mountain, Asheville, NC 28804

      Price$2,750,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3297962

      • Residential Single Family
      • Bathroom 9
      • Square Feet 7016
      • Bedrooms 6
      • Acreage 6.86

      European inspired estate on gently sloping 6.86 acre knoll. Town Mountain frontage with wrought iron fencing, southeast exposure with splendid trees, mature natives, winter views. One of a kind Old World style home with commanding granite exterior, red flat tile roof, detailed copper trim and awnings, lovely home extensions of stone terrace/patio areas. Exceptional features of Virginia greenstone flooring, knotty white pine wainscoting, rough-hewn beams, grand stone fireplaces, classic sunroom.

      Listed by Pam Autrey-Hester of Preferred Properties

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      24 Niagara, Asheville, NC 28803

      Price$2,650,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3323862

      • Residential Single Family
      • Bathroom 7
      • Square Feet 6031
      • Bedrooms 5
      • Acreage 0.85

      This opulent French provincial sited in Biltmore Forest is arranged over three levels. This imposing property teems with style, design and grand architecture. A magnificent property, it includes five bedrooms, five-and-two half baths, grand entry hall, vast dining room, fabulous kitchen and library. Enjoy exquisite finishes, superior quality, high ceilings, breathtaking terrace on the rear overlooking a garden or side terrace with wood-burning fireplace. This estate leaves nothing to desire!

      Listed by Marilyn Wright of Premier Sotheby's Int'l Realty

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      11 Trailridge, Asheville, NC 28804

      Price$2,500,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3212239

      • Residential Single Family
      • Bathroom 4
      • Square Feet 4837
      • Bedrooms 4
      • Acreage 1.53

      Stunning views of the city & western mountains from this European-style architecturally designed home on Town Mountain. Less than a mile to downtown, this masterfully crafted home has hand finished Mexican tiles in the foyer, honed granite, culinary level appliances and views from all rooms! Over 2500 sqft of porches with mountain views! Impeccable quality represented through Gerard roof with transferable lifetime warranty, copper flashing, custom doors & windows and solid concrete foundation.

      Listed by LeNoir Medlock of Preferred Properties

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      6239 Silversteen, Lake Toxaway, NC 28747

      Price$2,500,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3219301

      • Residential Single Family
      • Bathroom 4
      • Square Feet 4236
      • Bedrooms 2
      • Acreage 92.86

      The Mayfly Lodge on the West Fork of the French Broad River is a woodsman's dream. 92 acres of pristine mountain land adjoining Pisgah National Forest and the Trout filled West Fork River. Overlooking the river is a Canadian Pine log home with eastern cedar interior and accents. You haven't experienced a quality log home until you've visited the Mayfly Lodge. Also with the borders of this exceptional property is solid detached garage and carriage house with room for all your outdoor toys and ove

      Listed by Paul Wilander of Looking Glass Realty LLC

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      462 Lynn Cove, Asheville, NC 28804

      Price$2,495,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3232124

      • Residential Single Family
      • Bathroom 5
      • Square Feet 6575
      • Bedrooms 4
      • Acreage 6.18

      State-of-the-Art Sustainable Technology Estate Home with magnificent views, built for strength, beauty, functionality, comfort & sustainability. Relax in old world European charm with soaring ceilings, domed pillars & captivating views of the mountains & valleys. Travertine radiant floor heat through-out. Large European style barn with horse arena that can be converted to guest home or a multi-car garage. This Sassafras Mountain home is a perfect sanctuary and only minutes from downtown.

      Listed by Mark Fields of Mark Fields and Associates

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      820 Town Mountain, Asheville, NC 28804

      Price$2,450,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3297945

      • Residential Single Family
      • Bathroom 9
      • Square Feet 7016
      • Bedrooms 6
      • Acreage 3.21

      European inspired estate on gently sloping 3.21 acre knoll. Town Mountain frontage with wrought iron fencing, southeast exposure with splendid trees, mature natives, winter views. One of a kind Old World style home with commanding granite exterior, red flat tile roof, detailed copper trim and awnings, lovely home extensions of stone terrace/patio areas. Exceptional features of Virginia greenstone flooring, knotty white pine wainscoting, rough-hewn beams, grand stone fireplaces, classic sunroom.

      Listed by Pam Autrey-Hester of Preferred Properties

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      25 Jake Ridge, Fletcher, NC 28732

      Price$2,250,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3337021

      • Residential Single Family
      • Bathroom 6
      • Square Feet 7035
      • Bedrooms 4
      • Acreage 1.24

      This enchanting, old European design grand cottage is full of elegance & charm. Floor to ceiling windows light up the great room which is warmed by the stacked stone fireplace. The gourmet kitchen leads to a screened porch w/a fireplace to help you welcome the 4 seasons. The lower level was created for the joy of living w/a movie theatre, game room, library and kitchen along with two guest bedrooms, while the upper level offers an in-law suite. Live an inspired life in beauty and comfort.

      Listed by Mark Fields of Mark Fields and Associates

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      14 Golfside, Arden, NC 28704

      Price$2,195,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3337615

      • Residential Condo/Townhouse
      • Bathroom 7
      • Square Feet 5029
      • Bedrooms 5
      • Zoning Townhouse/Rowhouse

      A beautiful European townhome on the approach to the 9th green at The Cliffs at Walnut Cove. Tuscan inspired interior with 10 to 14 ft ceilings. Live like a single family home. one bedroom currently set up as office. Viking appliances including wine cooler. Minutes from the clubhouse. Three fireplaces, faux painted walls and custom lighting make this home unique. Southern view of the mountains.

      Listed by Josh Smith of Walnut Cove Realty LLC

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      204 Folkestone, Arden, NC 28704

      Price$2,160,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3235668

      • Residential Single Family
      • Bathroom 5
      • Square Feet 4692
      • Bedrooms 3
      • Acreage 1.03

      Brand new beautiful European inspired home on 7th hole at Cliffs at Walnut Cove with great views throughout the home! Seller is NC Licensed Agent.

      Listed by Ivester Jackson Blackstream

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      20 Snap Dragon, Asheville, NC 28804

      Price$2,065,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3308521

      • Residential Single Family
      • Bathroom 5
      • Square Feet 5638
      • Bedrooms 3
      • Acreage 0.4

      Beautiful Country French home with stone, brick and stucco exterior. Slate roof and copper gutters. Open floor plan on both levels. Vaulted turret foyer, custom cabinetry, granite, 4 fireplaces, beamed master suite, dis-tressed wood flooring, central vac, (electric)screen porch w/grill, elevator, 2 masters, high ceilings, custom iron 5' wide oak staircase,media room and stone wine cellar w/reclaimed church doors. Gardener shed/workshop w/outside entry. Seller is NC licensed real estate agent.

      Listed by Barbara Boettcher of RSB Developments, Inc.

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      200 Two Brooks, Fletcher, NC 28732

      Price$1,997,500The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3202221

      • Residential Single Family
      • Bathroom 5
      • Square Feet 5864
      • Bedrooms 4
      • Acreage 2.37

      Breathtaking views across Cane Creek valley to the mountains beyond in gated Ashbrook. The limestone exterior echoes European elegance with a soaring library housed in the tower. Downsview Cabinetry throughout speaks to the level of finishes in this home with a floorplan that maximizes the views from every room. Brazilian Cherry floors throughout, 48" Viking Range, SubZero. 2800 additional square feet ready to finish in the walkout lower level.

      Listed by Clary McCall of Beverly-Hanks, South

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      34 Echo Springs, Lake Toxaway, NC 28747

      Price$1,975,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3338889

      • Residential Single Family
      • Bathroom 5
      • Square Feet 3615
      • Bedrooms 4
      • Acreage 1.92

      Romantic Mountain Lodge. Words cannot describe the feel of this magnificent home. Open concept living area flows unimpeded from the heart of the home; "The Kitchen" over a lg granite bar to the middle of the home; "The Dining Room" seating 12 isn't difficult. The Living room boasts a lg stone fireplace wood mantle, huge picture window with lake view. French doors lead you out to the stone floor vaulted ceiling patio with fireplace. Architectural design from the renown architect Al Platt.

      Listed by Rocky Beach of Qualivest Real Estate

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      Lake Lure, NC 28746

      Price$1,650,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3283633

      • Residential Single Family
      • Bathroom 4
      • Square Feet 3798
      • Bedrooms 4
      • Acreage 0.24

      Custom Lakefront Home of Distinction. Phenomenal SUNSET VIEWS. Exceptional ease of access to home and lake. Enter through arched Mahogany front door into Main Level Living area with 10' Beamed Ceiling, French Doors to main level deck, Master on main. Deep Crown Moldings throughout. Alder cabinetry. 2 Custom Fireplaces. Lower level: den 2nd kitchen, Fireplace, Views, 3BR plus extra room used as BR. ELEVATOR serves 3 levels. STONE PATIO at Lake, Double Boathouse, Sundeck. Don't miss VIRTUAL TOUR

      Listed by Charlene Efird of Lifestyle Properties

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      355 Doghobble, Lake Toxaway, NC 28747

      Price$1,575,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3318793

      • Residential Single Family
      • Bathroom 4
      • Square Feet 2842
      • Bedrooms 3
      • Acreage 3.4

      A true mountain retreat in the Richland Ridge Conservation Community. Al Platt design, the quality touches and features you expect are here for you to enjoy. Viking Pro kitchen appliances, distressed cherry floors, geo-thermal heating system, a 7x7 Finnlea sauna, whole house generator, buried rainwater collection/irrigation system, heated floors in master bath, steam shower in studio. The preserve area of 305 acres borders Pisgah National Forest & fronts on the W Fork of the French Broad.

      Listed by Sara Champion of Steve Owen and Associates

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      53 Bradford Vistas, Fletcher, NC 28732

      Price$1,495,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3302428

      • Residential Single Family
      • Bathroom 4
      • Square Feet 5634
      • Bedrooms 5
      • Acreage 1.57

      Dreaming of a home that exudes rustic European elegance surrounded by dramatic year round mountain views? Stone interior walls, antique cabinet doors from China, custom wrought iron light fixtures, turreted ceilings of intricate wood draw you into this finely handcrafted custom home.Presiding over a tree covered knoll in a sublime gated community.Cozy up in the elegant master suite.Entertain with style in your mountain dream home.Only a short 15 minute drive to beautiful downtown Asheville.

      Listed by Ann Skoglund of Beverly-Hanks, South

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      Price Down Payment Interest Rate Years
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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      319 Vanderbilt, Biltmore Forest, NC 28803

      Price$1,475,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3332296

      • Residential Single Family
      • Bathroom 4
      • Square Feet 4855
      • Bedrooms 5
      • Acreage 1.98

      Timeless 1928 home offers preserved architectural features, original hardwood floors & 10' ceilings with all major updates complete. New slate roof, HVAC, electrical & plumbing w/ tankless water heaters. Spacious living room flows to formal dining room to bright kitchen w/ custom cabinets, marble counter tops & Viking appliances. French doors lead to Ipe wood deck. Picturesque columned front porch perfect for enjoying the large front yard. All of this in a convenient Biltmore Forest location.

      Listed by Mary Tepper of Beverly-Hanks, South

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      207 Crocus, Asheville, NC 28803

      Price$1,399,900The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3310009

      • Residential Single Family
      • Bathroom 7
      • Square Feet 5797
      • Bedrooms 6
      • Acreage 0.98

      Exceptional quality and ideal location for this custom designed Bill Ashe French Country home located in desirable Biltmore Park. Home has extensive millwork throughout and offers 6 bedrooms including 4 with ensuite bathrooms, 2 staircases, 3 massive stone fireplaces, gourmet kitchen and gleaming hardwood floors throughout. Floor to ceiling windows fill the home with light. Stone patio overlooks waterfall and professionally landscaped 1 acre fenced yard with private access to walking path.

      Listed by Jennifer Negrea of Beverly-Hanks, South

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      1365 Solomon, Hendersonville, NC 28739

      Price$1,300,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3289426

      • Residential Single Family
      • Bathroom 4
      • Square Feet 4977
      • Bedrooms 3
      • Acreage 3.15

      Exquisite French Country. Sited on 3.15 very Private acres. Absolutely Fabulous Long Range Mountain Views! Amazing Chefs Kitchen boasts Thermador & SubZero appliances. Enjoy Spacious Great Room w/ High Bar open to Kitchen, Stunning Gas FPL. Features 3 Masters, Theater Room, Elaborate Wet Bar, Wine Room & Study w/ 2nd Fireplace. Lower Level Patio & Separate Screened Side Deck for relaxing. Coffered Ceilings, Arched Doorways, Built-Ins throughout & much more to impress. Minutes to downtown.

      Listed by Laura Flores of Beverly Hanks & Assoc. Hendersonville

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      26 Mountain Orchid, Arden, NC 28704

      Price$1,225,000The price has recently decreased

      Est. Mortgage: $/month

      Pending

      MLS Number 3312873

      • Residential Single Family
      • Bathroom 4
      • Square Feet 2985
      • Bedrooms 3
      • Acreage 0.39

      Rare opportunity to own a practically new home in the Cove Park enclave of The Cliffs at Walnut Cove! Home is situated on fully fenced, private double lot with exquisite landscaping and outdoor appointments. Immaculately maintained and professionally decorated with European white oak hardwood floors throughout. Furnishings included and ready to occupy. Impress your buyers by showing this quality-built home with transitional interiors and loaded with upgrades.

      Listed by Roseann Cioce of Walnut Cove Realty LLC

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      1250 Lothlorien, Marshall, NC 28753

      Price$1,190,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3268257

      • Residential Single Family
      • Bathroom 2
      • Square Feet 1536
      • Bedrooms 2
      • Acreage 96

      Panoramic long range views of the Blue Ridge Mtns. and the French Broad River makes this gem of a prop. an ideal setting for serenity and creativity. Majestic 96 acres boarded by the Nat. Forest host multiple turn key dwellings w/underground power and septic including a main house. A hobbit style guest house, and a 900 s.f. wood and glass studio w/breathtaking river and mtn views. Nestled among the dwellings is a barn, a wired workshop, fenced pastures, a riding arena and mult. building sites.

      Listed by Norval Hensley of Century 21 Mtn Lifestyles N

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

      338 Garren Creek, Fairview, NC 28730

      Price$1,175,000The price has recently decreased

      Est. Mortgage: $/month

      MLS Number 3177691

      • Residential Single Family
      • Bathroom 3
      • Square Feet 3435
      • Bedrooms 4
      • Acreage 19.67

      Picturesque! 19-acres w/ views & a bubbling creek. Located 20 minutes to downtown Asheville this 2014 built home offers unique details: stone patio w/ outdoor fireplace, solid alder doors, tile archways, & custom built-ins. Family room w/ mountain & pastoral views. Main level master has French doors to the fenced back yard, dual sinks & textured glass enclosed shower. Upper level offers a family room w/ wet bar, 2BRs, 1BA & storage. Enjoy this amazing home while you build your dream home.

      Listed by Viv Snyder of Beverly-Hanks, South

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      Est. Mortgage: $/month

      Federal 30-year interest rate: 4.03% last updated on 2017-11-02

      This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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